Australian Migration

Friday, November 2, 2018

Retirement Visas Explained


Retirement Visas Explained

Until May this year, the Department of Home Affairs offered a temporary visa called, the Subclass 405/410 Visa aimed at self-funded retirees who have no dependents and wanted to live in Australia during their retirement years.  This visa enabled the applicants who are 55 years or older or allowed existing visa holders from this category holders with a set income of AUD$65,000 per year (or AUD$50,000 per year to live in a regional area).  Retirees who were able to demonstrate an investment were also eligible to make an application for this visa.  At the time the visa programme was available, the visa period was granted for four years with possibility of renewal.

Unfortunately, due to change of Australian laws earlier this year, this visa was closed to new applicants.

From 29 October 2018, the Government introduced a permanent visa option to 405/410 visa holders.  The pathway provides for certain holders or former holders of temporary retirement visas to obtain permanent residence in limited circumstances. The reason for this change is a response relating to concerns about the difficulties faced by retirees, including lack of access to health and other Government and community services, and disadvantage in relation to taxation and property issues faced by 405/410 visa holders.

Permanent Residence Options

To meet the requirements for permanent residence, an applicant must at the time of closure of this visa programme, was already a holder of a Subclass 405 (Investor Retirement) visa or a Subclass 410 (Retirement) visa.  In addition, the applicant must demonstrate that this was their first 405/410 visa application.

The retirees may apply for a Subclass 103 (Parent) visa or a Subclass 143 (Contributory Parent) visa. Retirees must apply in Australia, maintain adequate health insurance until the permanent visa is granted, and meet the relevant health, character and other public interest criteria for the grant of the permanent visa.

How we can help you

Key2visas offers immigration advice to diverse range of clients.  As part of our services, an experienced Senior Migration Agent will assess your eligibility, collate supporting documents and prepare your application to the highest standard.  If you currently hold a subclass 405/410 visa and would like to discuss your options to remain in Australia, please book a consultation with one of our Agents today.


Disclaimer: The information provided herein is of a general nature only and does not constitute immigration advice. For more detailed and case specific information or advice, please contact Key2visas

Sunday, October 28, 2018

How Canada Student Visas for Indians have increased in last 5 years?




Canada Student Visas for Indians have increased phenomenally in the last five years. In 2017 around 75,000 Study Visas were offered by Canada to Indian students. It is projected that the numbers will reach 1, 25,000 in 2018.
The numbers of Indian students who are receiving the Canada Student Visas are increasing significantly year-on-year. The figures for 2016 were 52, 870, as quoted by the Hindu Business Line.
Sl noYearNumbers of Canada Student Visas approved for Indians
1.20181, 25, 000*
2.201775,000
3.201652, 870
4.201548, 730
5.201439, 100
* Projected figures
India has emerged as the second largest source nation for Overseas Students in Canada. This is among 170 nations whose students arrive annually to the Maple Leaf Nation.
The increase in numbers of Indian students in Canada is a part of ongoing and larger trend. During the period 2008 to 2015, the population of overseas students in Canada enhanced by 92%. The figures reached 350,000 as per the Canadian Bureau for International EducationEspecially noteworthy is the increase in the numbers of Indian students in Canada, said CBIE.
Toronto University officials have said that a 75% increase in enrollments of Indian students was witnessed in 2017 spring.
Canada has thus emerged as one among the top most sought-after hub for overseas higher education said the Expert.
The Top 10 Universities in Canada for Indian Students:
1. Toronto University
2. British Columbia University
3. University of McGill
4. University of McMaster
5. Montreal University
6. Alberta University
7. Waterloo University
8. Calgary University
9. University Dalhousie
10. University of Laval
Key2Visas offers a wide range of Visa and Immigration products as well as services for aspiring overseas immigrants and students including Student Visa for Canada, Work Visa for Canada, Canada Migrant Ready Professional Services for Express Entry Full Service, Canada Migrant Ready Professional Services for Express Entry PR Application,  Canada Migrant Ready Professional Services for Provinces, and Education Credential Assessment. We work with Regulated Immigration Consultants in Canada.

Do you know how to improve your chances of getting an Australian PR?

Each year many international students move to Australia for higher studies. Many of them aspire to settle down in Australia after completing their studies. The most common way for students to settle in Australia is by applying for Permanent Residency through the Skilled Independent Visa (Subclass 189).
General Skilled Migration (GSM) is run by the Department of Home Affairs and is solely dependent on the labor market needs of Australia. Studying in Australia alone does not guarantee a PR but there are ways to improve the chances of getting the same.
What are the requirements of GSM?
  1. You need to meet the Australia Study Requirement. This means that you should have completed a study course in Australia of at least 2 years duration. Online and distance education will not be considered. You may make up for the 2-year duration by studying multiple courses in Australia.
  2. You should be between the age of 18 and 45
  3. You need to have a minimum score of 6 on IELTS or an equivalent in PTE or TOEFL.
  4. You need to nominate an occupation on the Skilled Occupation List of Australia. You also need to hold a positive Skill Assessment for your nominated occupation.
How to improve your chances for the GSM program?
  1. Stay in Australia: You should apply for the Subclass 485 (Temporary Graduate) Visa after completing your course. There are two streams under the Subclass 485 Visa- the Graduate stream and the Post-Study Work Stream. The Graduate stream allows you to work in Australia for up to 18 months and the Post-Study Work Stream allows you to work for 2 to 4 years in Australia. You can gain valuable Australian work experience during this time and also improve your English language proficiency. Australian work experience earns you additional points on the GSM point’s grid, as quoted by the Australian.
  2. Get an advanced qualification: It is worth building on your knowledge and skill set by getting an advanced qualification. This means moving on from your diploma to a Bachelor’s degree or from your Masters to a doctoral degree. A diploma earns you 10 points on the GSM point’s grid whereas a Bachelors/ Masters get you 15. A doctoral degree earns 20 points on the GSM grid.
  3. Improve your English skills: Getting a Competent score on English which is a score of 6 on IELTS makes you eligible but does not get you any points for language proficiency. Proficient English, that is, a score of 7 on IELTS will get you 10 points. Superior English or an IELTS score of 8 will get you 20 points.
  4. Study in a regional area: Candidates who complete their Australia Study Requirement of 2 years from a regional area get an additional 5 points.
  5. Gain meaningful work experience: The more the numbers of years of experience you gain in your nominated occupation, the more you earn points. As little as a year of work experience in Australia can earn you an additional 5 points. You can also earn work experience points for your previous work experience in the nominated occupation overseas.
  6. Consider your age: Age can greatly affect your points. You get the maximum points for age if you are between the age group of 25 to 32, which is 30 points.
  7. Complete a PYP: A Professional Year Program is a professional development program that combines formal education and work experience. Candidates who complete a year-long PYP not only earn Australian work experience but also get an additional 5 points.PYP’s are currently available in the fields of Computer Science, Engineering, and Accounting. The course must be taken in your nominated occupation or a closely related occupation in order to be eligible for additional points.

Saturday, October 27, 2018



Australia runs one of the largest immigration programs of the world with an annual quota of 190,000 for permanent migrants. Nearly 70% of the quota is reserved for skilled migrants who bring in some of the most in-demand skills to Australia. Australia issues around 128,000 PR Visas to skilled migrants every year.
Nurses, secondary school teachers, electricians, metal fitters, motor mechanics, carpenters and joiners are some of the most in-demand jobs in 2018.
According to SBS, Australia has reserved 17,300 places for nurses under the Subclass 189 for 2018-19. However, only 411 nurses have received invitations to apply for a visa till September 11, 2018.
The quota for electricians for the year 2018-19 is 9303, and for secondary school teachers, it is 8480Carpenters and joiners have a quota of 8372 while metal fitters and machinists have a quota of 6979Motor mechanics have a quota of 6099 this year.
Till date, however, only 15 electricians and 115 secondary school teachers have received an invitation. 10 motor mechanics, 6 carpenters and joiners, and only 3 metal fitters have received an invitation to apply for a visa.
There is great demand for certain occupations in Australia; however, not many people meet the eligibility criteria. India is one of the countries which is fueling Australia’s migration intake. However, Indians who are engaged in such occupations do not possess the required English proficiency or qualification thereby rendering them ineligible for Australia’s PR.
David Littleproud, Agriculture Minister, told SBS that Agriculture in Australia has a huge shortage of labor. Also, there is a massive skill shortage in Australia’s regional and rural areas.
In contrast, there are certain occupations like Accountants and Software Programmers that attract a high number of applicants. The quota for Software Programmers this year is 7200 and already 1231 invitations have been issued.
If you are looking to Study, Work, Visit, Invest or Migrate to Australia, talk to Key2visas,No.1 Immigration & Visa Company.

Australia should be proud of its immigration history: Coleman


Coleman
The Morrison Govt. claims a long-term benefit worth 9.7 billion from skilled migration every year. The Immigration Minister David Coleman, in a speech on Friday, made a strong case for immigration. It signaled that the current government will defend the annual intake going against critics who are calling for radical cuts.
Coleman’s speech also suggested that Australians should expect reforms to the regional migration program. Preference would also be given to skilled workers who are sponsored by employers in Australia. He also cautioned against proposed cuts to more than 500,000 international graduates in Australia. The education sector in Australia earns four times the export revenue as beef, said Coleman.
According to The Sydney Morning Herald, Coleman said that Australia should be proud of its immigration history. Every town, every city, every church, and every sporting club of Australia has immigration success stories which should be celebrated.
In his speech to the Migration Institute of Australia, Coleman said that without immigration Australia’s economy would have been weaker and living standards lower. The Deloitte Access Economics analysis reveals that Australia gains a net fiscal benefit of 9.7 billion from immigration annually.
Immigration offsets the effects of an aging population, added Coleman. By adding workers through immigration, Australia pays for the essential services needed by all.
Coleman also emphasized the advantages of encouraging younger immigrants as it helps taxpayers recover the cost of those close to retirement age.
Education services in Australia generated almost 30 million in export revenue in 2017. This was four times the export revenue of beef and five times that of wheat.
International students in Australia had over 230,000 visitors in 2017 which helped Australia earn 994 million. 56,000 international visitors came to Australia in 2014 to attend graduation ceremonies which contributed 208 million to the Australian economy.
Students support high-skilled, high-salary jobs in the education sector which is a boon for the Australian economy.
Key2visa team includes process consultants and RMAs who facilitate applicant immigrants with issues related to immigration and visas. Our team works in collaboration with Australia’s Processing Center in Melbourne to offer services to the clients.
The services offered by Key2visas include assistance and legal advice for immigration by Registered Migration Agents and Visa Assistance.
If you are looking to Study, Work, Visit, Invest or Migrate to Australia, talk to Key2visas, the World’s No.1 Immigration & Visa Company.

Friday, October 26, 2018

Distinguished Talent Visa

A rather niche visa, the Distinguished Talent visa (subclass 124) is for those who do not fit into any other visa category but would make substantial contributions to the Australian community. Do you have what it takes? We will cover the following:
  • Between 18 years and 55 years of age
  • Internationally recognised achievement
  • Must still be prominent
  • Asset to Australia
  • Employability
  • Nomination
  • Exemptions to age

Internationally recognised achievement
This refers to the applicant having exceptional and outstanding achievement in a profession, a sport, the arts or academic and research. The Department of Home Affairs (DOHA) considers ‘exceptional’ as applicants who are able to demonstrate extraordinary and remarkable abilities and are superior to the peers in their field, and ‘Exceptional and outstanding’ refer to applicants who are internationally recognised as leaders in their particular field.
‘Internationally recognised’ means where the applicant’s achievements have or would be acclaimed as exceptional and outstanding in any country where their relevant field is practiced. Applicants who are considered as outstanding locally are not eligible. In other words, any achievement by the applicant that is taken as exceptional and outstanding nationally, must other countries, also be taken to be exceptional and outstanding. Further to this, the field in which the applicant has sustained exceptional and outstanding achievement in must be one that is recognized in Australia and internationally.
It is also important that the applicant has a sustained record of achievement. A single achievement is not sufficient for an applicant to be considered for the purposes of the Distinguished Talent 124 visa.
The DOHA will consider the following factors when making an assessment on this requirement:
  • The international standing of the country where the applicant’s achievements were realised, in respect of the particular field
  • The standing of the achievement in relation to Australian standards
  • The standing of the achievement in relation to international standards
Again we must emphasize that there are two requirements that must be fulfilled here; the field that the applicant is accomplished is is recognized in a number of countries include Australia and the achievement would be similarly recognized in international and Australian standards in that field.
Examples of evidence that an applicant can provide to support this include:
  • Information provided by the nominator, who should provide a full account of why they believe the applicant has an exceptional and outstanding record of achievement
  • Supporting statement and material provided by the applicant detailing relevant aspects of their background including their qualifications, achievements and positions held. This should include information relating to any achievements in Australia
  • Supporting statements from internationally recognised individuals or organisations in the field who can pass comment on the applicant’s achievements and the applicant’s reputation within the field
  • Awards or higher qualifications received from internationally recognised institutions or organisations
  • Details and supporting material on sporting achievements, including:
    • national and international rankings and
    • results in competitions or tournaments and
    • statements from international sporting bodies and
    • sporting scholarships received and
    • newspaper and magazine articles attesting to achievements.
  • Details and supporting material on achievements in the arts, including:
    • books published and
    • national and internationals sales achieved and
    • awards and commissions received and
    • galleries in which works are displayed and
    • scale and audience of displays held and
    • recognition by peers and
    • honours and accolades (for example, an Academy Award, or a Nobel Prize in Literature) and
    • academic qualifications associated with the applicant’s area of the arts and
    • statements from international artistic bodies and
    • newspaper and magazine articles attesting to achievements.
  • Details and supporting material on academic and research achievements, including:
    • reports commissioned and
    • books published and
    • articles appearing in professional journals, magazines and newspapers and
    • awards received and
    • recognition by peers and
    • statements of achievement from government, professional, scientific or other relevant bodies and
    • honours and accolades (for example, a Nobel Prize in Medicine) and
    • professional designation such as PhD, P.Eng or M.D, whether this be purely honorary or symbolic, or associated with credentials attesting to specific competence, learning or skills and
    • membership to international groups and organisations associated with the area of learning and
    • evidence of government/private grants associated with the applicant’s area of research and
    • evidence of receiving a fellowship or honorary appointments such as Professor or Associate Professor in highly regarded educational institutions that specialise in the same field.
  • Details and supporting material on professional achievements including:
    • industry awards and accolades and
    • references from current and past employers and
    • statements from prominent industry peers and
    • academic degrees or professional designations associated with the applicant’s field of work and
    • personal/professional titles (such as CEO, Lord, Knight, Right Honourable) indicating an earned rank or position within a formal power structure.

Must still be prominent
Further emphasising on the applicant having sustained record of accomplishment, this requirement asks that the applicant not only have a sustained record, but that the applicant is currently still prominent on an international level in their field. An applicant who has not been active at a high level in their field for over two years would not be considered to still be prominent.

Asset to Australia
Being a benefit to Australia can be economical, social and/or cultural. The applicant having a history or achievement in an area or field that is not generally acceptable or is offensive to the Australian community will fail to meet this requirement.
The benefit that the applicant would bring to the community:
  • Should contribute to the betterment of the Australia community economically, socially or culturally, depending on the applicant’s intended field of activity, or raising Australia sporting, artistic or academic standards internationally
  • Must be clearly apparent and not simply conjecture on the part of the applicant or s65 delegate.

Employability
The applicant is required to demonstrate that they would suffer little difficult in gaining employment. Evidence would include:
  • Employment contracts or offers of employment related to the area of achievement. This may be evidenced by current and future employment opportunities from employers, employment/recruitment agencies, or organizations involved with the area of achievement at the national level
  • Evidence of self-employment or opportunities to establish a viable business within the area of achievement
  • Evidence of sponsorships, scholarships, grants or other payments intended to support the applicant while they are engaged in activities related to the area of achievement
Any income that is not related to the applicant’s area of achievement, such as personal savings, are not considered to fulfill this requirement, even if that only makes up a proportion of the means as to how they will support themselves in Australia. It may seem unfair, but an applicant who is distinguished to the degree that is required should not have difficulty in finding employment.

Nomination
This visa is a sponsored one. The sponsor must be an Australian citizen, permanent resident or an eligible New Zealand citizen or an Australian organization that has a national reputation that is relevant to the applicant’s record of achievement.
Having a national reputation means being highly regarded throughout Australia. A reputation that is confined to one state or region is not considered national. Their reputation must also be in the same field as the applicants.
The nominator must have an in-depth personal knowledge of the applicant’s exceptional and outstanding achievements as well as their own knowledge and standing in that field.

Age exemptions
Should there be exceptional benefits to Australia, the age requirement of being between 18 years and 55 years of age may be waived.
To demonstrate exceptional benefits, the applicant must provide a submission that demonstrated that approval of their application would result in exceptional benefit to the Australian community exceeding that normally required of a successful distinguished talent applicant. It is expected that the benefit would elevate the international standing of that particular field in Australia.
If the applicant is under 18, the applicant is likely to be in the field of sports. The applicant should be ranked in the top 5 internationally for their age group and the sport must be one that is:
  • Played in Australia and internationally and
  • Included in regular international competitions such as the Olympics
To gain the waiver of the age requirement, the applicant must also be able to show ongoing benefit to the Australian community. Applicants who are over 55 years of age will need to show that they will not be ceasing their pursuit of the activity in the field in which they were accomplished within a few years of their move to Australia. A detailed statement should outline their intentions following their settlement in Australia.
Are you of distinguished talent? Book a consultation to speak one of our highly experienced migration specialists. Call  98156 09111.

Student 500 Visa : Condition 8105


If you are on a Student 500 visa, Condition 8105 applies to you. Condition 8105 demands that student visa holders work no more than 40 hours per fortnight while their course is in session. This is what most students know. But here are some tidbits that you may not know:
  • A student visa holder is not permitted to work until their course has commenced and is in session
  • A student visa holder may work unlimited hours when their course is not in session
  • A student visa holder who has commenced a masters by research or a doctorate course may work unlimited hours after commencing their postgraduate research course
Most important to know is how these hours are counted as we will cover below. It is very easy to misunderstand Condition 8105 and misunderstanding may result in your unintentionally breaching Condition 8105 or working less hours than you are able to. Don’t fall into it’s trap!

Work
It may seem straightforward, but for the sake of regulation, work is defined to be an activity that results in remuneration. An activity can happen without renumeration, or vice versa where remuneration is received without the activity having taken place, in which case the visa holder would not be considered to have worked.A student visa holder can be considered to have engaged in work if they:
  • Have attended a place of work for a period on a roster or timesheet. Time on unpaid breaks is not considered
  • Have been “clocked on” to an electronic system that records a work activity
  • Have received remuneration for work and a payslip is provided to the visa holder (unless documentary evidence is provided that they were not working during this time)
It is important that we be specific, as this changes how the hours are counted. As you will see in some examples to follow, a student who is on a meal break that is unpaid or has paid time but some of that time was on medical leave, will not have those hours count towards their work limit. Examples:
  • A person who undertakes a shift at a restaurant as part of a roster is engaged in work, but is not considered to be working during their rostered unpaid meal break
  • A taxi driver who has signed in and is ready to receive passengers is considered to be working, until at such time as they sign out for a break or when their shift has ended
  • A person has a payslip indicating they were paid for 25 hours work in one fortnight, but can provide a medical certificate that they were at home unwell for 15 of these 25 hours, meaning that they only worked for 10 of those hours

Volunteer work
Student visa holders may undertake volunteer work outside of the 40 hour work limitation per fortnight if:
  • Their main purpose is to study in Australia and any voluntary work is secondary, and
  • The work involved would not otherwise be undertaken by an Australian citizen, permanent resident or eligible New Zealand citizen, and
  • The work is genuinely voluntary for a non-profit organisation and that no remuneration, in cash or otherwise, is received by the visa holder for their work
Unpaid work that does not conform to the description of volunteer work will be considered as work and count towards the work limitation.

Calculating work hours
Technically, a fortnight is defined as the period of 14 days commencing on a Monday. Therefore the end of any fortnight would be at the end of the second following Sunday. The 40 hours a fortnight:
  • Relates to each fortnight during which the course of study or training is in session
  • Cannot be averaged out over the duration of the course
Here is an example for clarity. A student visa holder works the following hours over a four week period after the course has commenced:
Week 1: 15 hours work
Week 2: 25 hours work
Week 3: 25 hours work
Week 4: 10 hours work
Here’s the kicker; the student visa holder cannot have worked over 40 hours in any fortnight. It is not counted cyclically. The student visa holder would not have breached their work conditions in the fortnight of weeks 1 and 2, where they have worked 40 hours worked or in the fortnight of weeks 3 and 4, where they have worked 35 hours. Unfortunately, the visa holder has breached their work conditions in the fortnight of  weeks 2 and 3 where they have worked 50 hours. It can be confusing and would be easiest if a student visa holder were to engage in a flat 20 hours of work a week or less, but if not, this is very important to know.

Work that is a component of the course
Work that is undertaken as s a registered component of the student’s course of study or training for the award to be obtained is not taken to count towards the 40 hours of work per fortnight limitation.

Is a course “in session”?
A course is considered to be ‘in session’:
  • For the duration of the advertised semesters, including the periods when exams are being held
  • If the studies have been completed but the Certification of Enrolment (CoE )is still in effect. The exception is masters by research or PhD students who have submitted their thesis. In such a case, the course is considered to be out of session once the student has submitted their thesis for marking, regardless of whether the CoE is still in effect. This enables them to work unlimited hours while they wait for their thesis to be marked
  • If a student is undertaking another course during a break from their main course and the points will be credited towards their main course
A educational provider may allow for a student visa holder to defer or suspend their enrolment on the basis of compassionate or compelling circumstances. This would require an extension of the CoE for compassionate or compelling reasons (circumstances beyond the control of the student and which have an impact on the students’ course progress or wellbeing). In this situation the student visa holder would be considered to be “out-of-session” and there is no restriction on hours of work permitted.
Students who complete their course as scheduled and are out of session have unlimited authority to work whilst they still hold a valid student visa.
Students whose enrolment has been cancelled due to the default of their education provider also will have the ability to work without limitation until they secure alternative enrolment and commence the new course.

Working between courses and student visas
Have you been granted a further student visa or are waiting for the grant of a further student visa? Under certain circumstances, a student will be allowed to work between courses and visas:
  • Students who have been granted or have applied for a further student visa (including those on a bridging visa that was granted based on a student visa application) that is for the purpose of enabling them to complete a course for which an initial visa was granted, such as where an initial CoE is extended, may continue to work
  • Students on a visa associated with a package of courses may continue working between courses
Students who have completed a course of study and have been granted or have applied for a student visa (including those on a bridging visa that was granted based on a student visa application) for the purpose of undertaking a different course of study, are required to stop working from the grant date of the new visa and cannot work until the new course commences.
Are you confused about your work rights? It can be confusing especially if you are taking multiple courses or for one reason or another are embarking on a further student visa to complete your course. Need advice?
Key2visas can help. Our specialist team is experienced in getting our clients from student visas all the way to permanent residency and ultimately citizenship. Call 98156 09111.